Ticketmaster, which is one of the largest ticket sellers for concerts, sports events, theater shows and more, does not directly offer installment payment plans for ticket purchases on their platform. However, there are some ways that customers can split up or finance Ticketmaster ticket purchases through third party services.
Can You Make Installment Payments on Ticketmaster?
No, Ticketmaster itself does not provide any kind of installment payment plans, layaway options, or financing for ticket purchases made directly through their website or app. The full ticket price must be paid upfront at the time of purchase. This is the case whether you are buying tickets for a single event or multiple events in one order.
Ticketmaster only accepts the following payment methods for ticket orders placed through their platform:
- Visa credit and debit cards
- Mastercard credit and debit cards
- American Express cards
- Discover cards
- PayPal
- Ticketmaster gift cards
All of these payment options require the full ticket amount to be available at the time you place the order. There is no built-in functionality on Ticketmaster to split up payments over time or postpone payment until a later date.
Why Doesn’t Ticketmaster Offer Installment Plans?
There are a few potential reasons why Ticketmaster does not allow customers to pay for tickets in installments:
- Processing small incremental payments over time would be administratively complicated and cost prohibitive for Ticketmaster to manage.
- The company prefers to get the full revenue from ticket sales upfront rather than receiving payments over an extended time period.
- Accepting partial payments could leave Ticketmaster at greater risk of losing ticket revenue if a customer fails to complete all their installment payments.
- Installment billing systems add a layer of complexity to the otherwise straightforward ticket checkout process.
Ticketmaster’s business model relies on collecting the full ticket amount as soon as a purchase is made. This allows them to immediately collect their fees and deliver that revenue to event organizers, teams, artists, and venues right away. Delaying payments does not align with how Ticketmaster operates.
Third Party Installment Payment Options
While Ticketmaster itself does not offer any kind of layaway or installment plans, there are some third party services that allow you to split up or finance Ticketmaster purchases. Here are a few options:
Affirm
Affirm is a financing company that lets you spread out payments over time for online purchases. They partner with merchants, including Ticketmaster, to allow customers to select Affirm as a payment method during checkout. This lets you pay for Ticketmaster ticket orders in set monthly payments over 3, 6, or 12 months. There is 0% APR if paid on schedule – or up to 30% APR if payments are late.
Installment Payment Extensions on Credit Cards
Some major credit card issuers like Citi, Chase, and Capital One offer installment payment plans for large purchases. This allows you to convert a previous transaction into a fixed monthly payment plan, often at 0% interest over a set number of billing cycles. To use this option, you would first buy the Ticketmaster tickets in full with your eligible credit card. Then you can request to enroll that transaction in your card’s installment payment program.
PayPal’s Pay in 4
If you check out with PayPal on Ticketmaster, you may have the option to pay for your purchase in 4 interest-free installments using PayPal’s Pay in 4 service. This spreads your total ticket order amount evenly over 4 automatic payments charged every two weeks. There are no fees or interest for using Pay in 4 if payments are made on time.
Buy Now Pay Later Services
Companies like Afterpay, Klarna, Zip, and Sezzle let you split purchases into 4 or more installment payments over 6 weeks. You need to apply and be approved for a line of credit with them first. Then during Ticketmaster checkout, you can select the buy now pay later service as your payment option. This will allow you to pay 25% at the time of purchase and the remainder in installments.
Should You Finance Ticket Purchases?
Using installment payments or financing for Ticketmaster ticket purchases may help if you cannot afford to pay the full amount upfront. However, it is wise to consider both the benefits and drawbacks first:
Potential Benefits | Potential Drawbacks |
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Consider both your own financial situation and the total ticket cost before deciding if installment payments are worthwhile. Small, low-cost purchases may not justify the extra steps and risk of financing options. But large, expensive ticket orders could be more manageable by spreading payments out over time.
Other Ways to Pay for Ticketmaster Tickets
If you don’t want to use third party installment financing, here are a few other options for paying for Ticketmaster tickets:
Save up funds ahead of time
Plan your budget so you have enough set aside well before the tickets go on sale. This ensures you can pay the full amount upfront without financing.
Put the charges on a credit card
Make sure you have enough available credit limit on your card to fully cover the ticket cost. Just be sure to pay off the balance in full quickly to avoid interest fees.
Use a debit card
Link your Ticketmaster account to your checking account debit card so the ticket purchase is immediately deducted from your available funds.
Buy gift cards
Purchase Ticketmaster gift cards over time and use them together to cover the full ticket amount.
Conclusion
In summary, Ticketmaster does not directly offer any type of installment payments, layaway plans, or financing options for ticket purchases. Customers must pay the full ticket amount upfront at the time of checkout. However, third party services like Affirm, credit card extensions, PayPal Pay in 4, and buy now pay later apps allow you to split Ticketmaster charges into multiple installment payments over time. Carefully consider the pros and cons of financing tickets, as late fees or interest may end up making your purchase more expensive overall. When possible, saving up funds ahead of time or paying with a debit card or gift cards are simpler options to cover Ticketmaster ticket costs.